Use perks of your UFCW 227 membership to buy a home!

If the thought of buying a house feels impossible, you are not alone, but the good news is you might be wrong

Many people think of a 20% down payment when they think of buying a home, and while some loans do require that, many do not. 

There are even some mortgage programs designed just for union members! Recently we spoke to UFCW 227 member and union steward at Carhartt in Irvine, KY Michael Bellamy. Michael bought his first home using one of the union member mortgage programs.

“I was able to put 3% down when buying my home!” with a FHA loan for first time homebuyers through the Union member Wells Fargo mortgage program “and since I didn’t have to spend years saving I was able to buy my home at 20 years old.“

There are many loan options available depending on different situations, like if this is your first home, if you are a veteran, and how much you can put up as a down payment. It never hurts to speak to someone just to check. You can call the Union Plus Mortgage Company at 1-855-UNION-53 or Wells Fargo Home Mortgage at 1-866-802-7307 and have a good idea if buying a home is within reach for you with just a few questions. 

“Now I can have the life I want, and plan for my future! I will have my home paid off when I’m 50, then I can take my house payment and save extra money for my retirement. I can have a dog, and fix things how I want.”

There are plenty of additional perks you get by using the union member mortgage programs. “I even got a $500 gift card at closing! I was able to use it to begin replacing carpets, my first home improvement project!”

Visit this page to see the options available to UFCW 227 members, and take the first step to buy your home today!